If you'd like to request a quote for automotive
coverage immediately click
here. Or to learn more about automotive policies
and how to help us determine the best plan for you,
please read on, you can proceed to the quote request
at any time you feel ready.
can be among the most challenging coverage to
select. There is a huge variety and the complexity
can be immense in terms in what is available and why.
Your Wasserman Agency professional is happy to help
you navigate through the tricky road map of auto insurance
to select a policy that will provide the perfect balance
of value and coverage for you and your families needs.
that your request to a Wasserman Agent will be handled
on a very confidential & personal basis, we are
not a business who sells leads to a list of bothersome
sales people. You will only be contacted by one agent
who will personally and directly help you assess your
needs. You will not be added to endless mail lists like
other websites who promise multiple quotes.
What are the potential pitfalls of
different auto insurance policies, how do some companies
We don't want to even suggest that some companies
providing insurance services are dishonest, and many,
possibly most are not at all. However, most business
goals focus on short term generation of profits, which
often precedes long-term interests serving clients real
needs. The range in automotive insurance is vast. There
are coverage which you may not need, which you should
be advised against. Most companies won't bother to even
ask why you carry coverage that don't seem material
to your needs.
Beyond that, creating real protection
for you means a LOT more than simply calculating a number
based on your initial suggestions. If your insurance
company doesn't do a comprehensive evaluation of your
needs, how can they understand them? Proper insurance
coverage takes a lot into account, your real budget,
your real risks and much more. Only an agent who REALLY
cares will take the time to create a package that covers
you, without costing you more than it should.
What does the Wasserman Agency do
We look beyond the quote requests to evaluate your
real risks and budget. We make suggestions even ones
that lower the cost of coverage with your benefit in
mind first. We believe that works better for us in the
long run because clients who are well served will bring
additional types of coverage to us, as well as refer
friends and family. We seek to grow our business by
serving our clients interests first.
Why should I fill out your form
quote request form will only take a couple of minutes
to fill out, by doing so we can offer a competitive
proposal to provide more complete and better value coverage
that what you are getting currently. We may call or
email if we have suggestions on how to decrease your
costs or boost your coverage in ways that may be more
appropriate to your circumstances, but we will NEVER
share your email or other contact information and you
won't be contacted by a barrage of sales people around
the country. Once we are hired to be someone's agent
they have a friend in the insurance business who will
work tirelessly to make sure their coverage is current
and appropriate to their needs. You can get started
right now, save money and increase your security. Our
form operates through a "Secure Socket Layer"
which means you are assured that it cannot be read by
parties other than our Wasserman Agency professionals.
If you start now, in a few minutes you can be on your
way to better coverage and lower premiums! Go to our
form now to begin.
AUTO COVERAGE GLOSSARY OF TERMS:
Bodily Injury Liability: This
is the coverage that pays for medical and rehabilitation
expenses to others that you may be held liable, due
to a car accident.
Liability: This is what covers damage to someone’s
property in a car accident which you are at fault.
This is what covers medical bills for you and others
on your policy regardless of fault.
The above Three Coverage’s are
what is Required by Law in Most States
(Limits differ by State)
Motorist: This covers bodily injuries for you
and your passengers if you are hit by an at-fault underinsured
This covers bodily injuries for you and your passengers
if you are hit by an at-fault uninsured motorist.
allows you to multiply your Uninsured / Underinsured
Motorist coverage by the number of vehicles on your
policy for an extra charge.
Medical: This protection pays when your medical
and rehabilitation bills exceed $100,000 and pays up
Pays up to the selected amount if you or a family member
dies as a result of an auto accident.
This covers damage to your vehicle for hazards from
things other than collision such as fire, theft, falling
objects, storms, glass breakage, and collisions with
animals. (Different deductibles are available)
coverage pays for damage to your vehicle as a result
of an accident. (Different deductibles are available)
The amount you are self insuring for before the applicable
Loss of Use:
Pays up to the selected amount for a rental care
while yours is being repaired.
Loss of Income:
Pays wages up to a selected amount if injuries
you sustained in an auto accident keep you from working.
Full Tort: Unrestricted
rights to bring suit against the negligent party.
Limits the rights to bring suit against the negligent
part for certain damages such as pain and suffering.
You are still able to recover all out of pocket medical
and other expenses. (Some exceptions apply)
(1). As qualified and professional insurance
agents we promise to do our best to protect your interests,
however, it is, of course impossible to guarantee that
any insurance product will protect against all possible
varieties of risk. Our commitment is to assist you in
balancing your requirements and budget to provide you
with the best set of insurance policies to fulfill your
individual and unique needs.